SBI Personal Loan Online Apply 2025- If you suddenly need money , now you do not need to worry or ask for help from anyone . The country’s most trusted bank, State Bank of India (SBI), has provided a special facility to help you . You can get a personal loan of up to Rs 5 lakh in just 5 minutes. In this article, we will tell you how you can apply for this loan , which documents will be required, and what process has to be followed. SBI Personal Loan is for those who have sudden financial needs. Whether you need money for household work, wedding expenses, or help in any other emergency, this loan comes to your aid immediately.
SBI Personal Loan Online Apply Overview
| Article Name | SBI Personal Loan Online Apply 2025 |
| Article Type | Government scheme |
| Bank Name | SBI |
| Mode | Online |
| For More Details | Read this article completely |
SBI Personal Loan Online Apply Features
- Quick Approval- The loan gets approved immediately after application.
- Non-secured Loan- No guarantee or asset is required to avail this loan.
- Low Interest Rates- SBI personal loan is available at lower interest rates compared to other banks.
- Flexible EMI- You can plan the EMI as per your convenience.
- Online Process- The entire process to avail loan up to Rs 5 lakh is online.
Eligibility
- The age of the applicant should be between 21 to 58 years (salaried individuals) or 65 years (self-employed individuals).
- Monthly income should be minimum ₹15,000.
- Salaried person should have minimum 1 year work experience.
- CIVIL score (credit score) must be 650 or above.
Documents Required
- Identity Proof- Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License.
- Address Proof- Aadhar Card, Electricity Bill, Passport, Driving License, or Voter ID.
Read More: SBI Shishu Mudra Loan Yojana Bank is giving loan of ₹ 50,000 to start a business
- Income Proof- Salary slip (salaried individuals) or ITR (self-employed individuals).
- Bank Statement- Bank statement for last 6 months.
Interest Rates and Charges
- SBI personal loan interest rate can range from 10% to 15%, depending on your credit score, loan amount and other documents.
- Processing fee-1% of loan amount or ₹500 (whichever is higher).
- Late EMI payment charges- 2% additional interest.
How to Apply SBI Personal Loan
- Download SBI YONO App- First of all, install SBI YONO app from Google Play Store in your mobile.
- Login to your account- Open the app and login by entering the required information.
- Select Loan Option- After login, click on the “Loan” option given in the app.
- Select Personal Loan- Click on “Personal Loan” from the available loan options.
- Fill out the application form- In the form that opens, fill in your personal information and loan-related details.
- Upload Documents- Scan and upload the required documents.
- Set loan amount and EMI- Choose the loan amount and EMI plan as per your need.
- Submit Form- After filling all the information correctly, submit the form.
- Loan Approval- Soon after you submit the form, your application will be processed and you will receive a loan approval message.
Source & Reference: https://onlineupdatestm.in/sbi-personal-loan-online-apply-2025/